Homeowner

Buying a House at 24 Years Old!

I bought at house at 24 years old! I budgeted, planned, and saved to be a homeowner! Here are a few of the questions that I get asked all of the time about my house!

House buying for many millennials can seem like a “maybe someday” task. At 22, I set a goal to be in my home buy 25. And I bought a house at 24! It seems so crazy that just like that, I am a homeowner.  I have received a ton of questions about my mortgage in relation to my finance goals so I thought I would just break down all of the house questions I have been getting in one single post! I got pre-approved for my mortgage in October of 2018. Veteran’s United had a ton of resources available to make me feel confident in my choices. I originally got pre-approved for $150,000. It was long before I was really ready, but it gave me time to look. I still had a few months left on paying off my debt, but I wanted to get a feel for the areas of my town.I had made a checklist of all of the things that I wanted in a house. After living in more than 7 rental places, I had a good idea of things I did and didn’t want in a house. In February 2019, I paid off my last student loan. So after that, I really started looking online at houses. I met with the realtor that Veteran’s United had assigned me and started going to look in person. In person, I looked at 3 houses total. I was so ready to be a homeowner! Originally when I looked at the house online, I didn’t even want to go look at the house. I just wasn’t interested. It wasn’t really the neighborhood I wanted. It only had one bathroom. The house was a little over my first budget. It needed a lot more cosmetic love than I wanted to put into it (based on the pictures.) My realtor said it would be good to look at a few in person to get a feel for what I wanted. I looked at the house and I feel in love. My check list included a 2 stall garage, 3 bedroom, a yard that…

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