Debt Free Journey Reports

2018 Debt Free Journey Report

2018 was an amazing year for me! I put $18,200 towards my student loans and I will be debt free a few months into 2019!

My Story! If you have been following my story at all, you probably know my story. If not, I tell my story at the beginning of every monthly report for those who just stumbled upon my blog. I gain different followers every month and I don’t want anyone to feel blind as they find my posts! If you have read my story, feel free to skip ahead to my monthly report. I tell this story so I am not just some stranger, but instead someone who just might inspire each and every reader to follow the same journey! I want everyone to know where I started to help encourage them. My name is Elyse. I am 24, single with no kids and I am proudly on my way to being completely debt free. I never really thought of myself as someone who was in debt. With no credit cards and no car payment, I was not the average American. ¬†All I had was a few student loans. Everyone has student loans, so it never really crossed my mind that I was in debt. But, it wasn’t until a few weeks before my 22nd birthday that I got a loan for a Jeep and my very first credit card. I should say credit card(s). There were two or three that “showed up” that month. For that month of December 2016, I thought it was so cool that I finally had a credit card. I was excited over it actually. I was learning about all the different rewards I could cash in and it was fantastic. Even though I had never needed a credit card, I was determined that I needed them then. I even went on vacation using mostly my credit card. I had racked up a pretty decent amount of money on my credit cards and started picking up extra waitressing shifts to get it cleared. While I have never paid interest on my credit cards, I have definitely gotten close. I was excited about all of my new things, until my student loan bill came due. I had officially…

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