Debt Free Journey Reports, Money

10 Things I Did On My First Day Being Debt Free

After working on paying off my debt for over 26 months, I am finally debt free! Check out how I spent my very first full day of being debt free! I bet it isn't what you would expect or maybe it is exactly what you expect?

I finally did it! I am finally debt free! In case you missed it, I paid off my very last student loan after 26 months of working my tail off! Two years ago, I posted my plan to pay off all of my student loans. However, at the time, I had hoped that it would only take me 12 months. I more than doubled that timeline, but I still accomplished it. If you are new to this blog and you haven’t read my story, here it is. My name is Elyse. I am 24, not married with no kids and I am DEBT FREE! I never really thought of myself as someone who was in debt. With no credit cards and no car payment, I was not the average American.  All I had was a few student loans. Everyone has student loans, so it never really crossed my mind that I was in debt. But, it wasn’t until a few weeks before my 22nd birthday that I got a loan for a Jeep and my very first credit card. I should say credit card(s). There were two or three that “showed up” that month. For that month of December 2016, I thought it was so cool that I finally had a credit card. I was excited over it actually. I was learning about all the different rewards I could cash in and it was fantastic. Even though I had never needed a credit card, I was determined that I needed them then. I even went on vacation using mostly my credit card. I had racked up a pretty decent amount of money on my credit cards and started picking up extra waitressing shifts to get it cleared. While I have never paid interest on my credit cards, I have definitely gotten close. I was excited about all of my new things, until my student loan bill came due. I had officially been “on break” from college for 6 months. My grace period was over. A $415 student loan payment showed up in the mail. I didn’t think that I had $415…

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