Budget Tips, Holidays

8 Ways To Change Your Christmas Budget

Does Christmas have you feeling stressed? Are you trying to squeeze in every Christmas tradition into 25 days, that are already filled with commitments? Here are 8 ways to change your Christmas Budget!

  Just like every year, Christmas is on December 25th. Even though we know that, it seems like it just “sneaks up on us” before we even get to plan anything. This year, instead of waiting until December 24th to start figuring out how to pay for the holidays, think about checking out these tips to making sure that you don’t regret all of Christmas once your January credit card statement hits. Christmas always comes up so quickly. I don’t know about you, but I am beaming with excitement. I can’t wait for Hall-o-ween to be over with so I can start decorating my apartment! The holidays are always my favorite time of the year with the sugar cookies, the Christmas trees and lights, and actually being able to spend time with my family. I can already hear the Christmas music in my head.I know it will come up faster than we expect, because it always does. This year, don’t let your budget be surprised by the Christmas holiday! 1) Set a budget before the holidays get here! Figure out exactly how much you think you are going to need. When I made my Christmas budget of $1000, it includes dinners with friends, decorations for my apartment, presents for everyone on my list, and any holiday festivities that may happen. I very carefully figured out what I thought was necessary for all of the different categories, but that still seems like too much for a holiday budget. I tried to think about last year to figure out what I spent, but I truthfully have no clue. In 2017, I way over did Christmas and ended up spending a ton of money on gifts!  For 2018, I am aiming to do a little better. I am unsure of what I will do for gifts for my family this year, but I am aiming for smaller and more meaningful. I realize that they don’t really need anything big! 2) Start buying or saving early Some people start buying things when they see them on sale. If you have the storage/hiding space, this…

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Making Money

Ebates: The BEST Way to Make and Save Money Online.

I have posted about Ebates on my social media a few times, but I finally wrote an in depth review of it!

I have recently stumbled upon Ebates and I think I am in love. I don’t really know what love feels like because I have been single for so long, but I am pretty sure this is it. Multiple bloggers have told me how great it is and how much money you can save when shopping online, but I never bought into it. I have I always pushed it off that I don’t shop online that much. Or I don’t really need to shop online and it will encourage me to shop online more. Well, let me tell you that I am pretty sure that I have missed out on THOUSANDS of dollars’ worth of discounts, sales and cash back in the time that I have been ignoring their plea for me to join Ebates. I saved a ton of money using Ebates with my Christmas shopping, but there are also a ton of other ways to save on Christmas as well! During my Debt Free Journey, I have looked for as many opportunities as I can to save and earn more money. I LOVE getting great deals when I shop online. The cheaper I can get it, the better! I don’t know how I have been missing out on this great deal for so long. I just got a $275 purchase for $210 and $22 cash back for it! Plus FREE overnight shipping. Find out how below? What is Ebates? Ebates is a website specifically designed to advertise coupon codes and discounts while you are shopping online. They also provide a cash back incentive for shopping through them. Coupon Codes When you go to an online store, you can see all of the active coupon codes for a store.Some may be 20% off or Free Shipping. It tells you exactly what and how much, plus the offer code. You can still use them on top of your store cash back! There are always tons of coupon deals that go unused because they aren’t well known. Ebates finds those coupon codes and shares them for that extra savings! Store Cash Back…

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