Debt Free Journey Reports, Money

10 Things I Did On My First Day Being Debt Free

After working on paying off my debt for over 26 months, I am finally debt free! Check out how I spent my very first full day of being debt free! I bet it isn't what you would expect or maybe it is exactly what you expect?

I finally did it! I am finally debt free! In case you missed it, I paid off my very last student loan after 26 months of working my tail off! Two years ago, I posted my plan to pay off all of my student loans. However, at the time, I had hoped that it would only take me 12 months. I more than doubled that timeline, but I still accomplished it. If you are new to this blog and you haven’t read my story, here it is. My name is Elyse. I am 24, not married with no kids and I am DEBT FREE! I never really thought of myself as someone who was in debt. With no credit cards and no car payment, I was not the average American.  All I had was a few student loans. Everyone has student loans, so it never really crossed my mind that I was in debt. But, it wasn’t until a few weeks before my 22nd birthday that I got a loan for a Jeep and my very first credit card. I should say credit card(s). There were two or three that “showed up” that month. For that month of December 2016, I thought it was so cool that I finally had a credit card. I was excited over it actually. I was learning about all the different rewards I could cash in and it was fantastic. Even though I had never needed a credit card, I was determined that I needed them then. I even went on vacation using mostly my credit card. I had racked up a pretty decent amount of money on my credit cards and started picking up extra waitressing shifts to get it cleared. While I have never paid interest on my credit cards, I have definitely gotten close. I was excited about all of my new things, until my student loan bill came due. I had officially been “on break” from college for 6 months. My grace period was over. A $415 student loan payment showed up in the mail. I didn’t think that I had $415…

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Christian, Money

5 Things I Learned From David and Goliath about my Debt Free Journey

The story of David and Goliath has been used to tell many lessons, but here are just a few of the things I learned while I was reading it and applying it to my Debt Free Journey. #davidandgoliath #debtfreejourney #lessonslearned #godonmyside #godlydebtfreejourney #withgodanythingispossible

David and Goliath is a bible story that has been used many, many times over to make a point about winning battles when God is on your side. It is the story of a young boy who steps up to battle to fight Goliath, a well trained warrior.  They are representing their lands, but David is just a small shepherd who’s job was to tend to his father’s sheep. He wasn’t a fighter. David stood up to fight against Goliath. While David was scared, he was confident that God was on his side. God would protect him, and he did. Most of us have heard the story about David and Goliath. If you have been to church even once or twice, you probably have a good idea of the story. I remember growing up and watching the Veggie Tales story of David and Goliath as well. If your childhood wasn’t filled with Bob the Tomato and Larry the Cucumber, then you seriously missed out! If you don’t have your own bible to read the story, I strongly recommend checking out the “She Reads Truth” Bible. The story of David and Goliath came up in the devotional that I have been doing. It really made me think about David and Goliath in a day to day aspect. Sometimes it seems like such a kid story because I was told the story probably a million times while growing up in bible studies and Sunday School. But David and Goliath isn’t just talking about a young boy defeating a giant. It is told as a reminder that overcoming obstacles isn’t impossible. It is about reminding you that you can do anything. Here are 5 things that I learned about my Debt Free Journey from the story of David and Goliath. 1) Your opponent may seem huge. “He was nine feet, nine inches tall and wore a bronze helmet and bronze scale armor that weighed on hundred twenty-five pounds.”  (1st Samuel 17:4) Goliath was huge and he was well trained, but in the end, David still wins. Sometimes it really doesn’t matter what your “opponent” may be.…

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