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I have been a server for a little over a year now. It is such great money. I also love walking out with money immediately after my shift. While the job itself is not my favorite, I continue for the flexible income. The problem I quickly saw was that I wasn’t actually getting a paycheck. I was just walking out with my paycheck every night that I worked. The first month, I was so carefree because I had cash in hand.
The other servers and I and I love to go out for drinks after work, which quickly became my second problem. On a good night, I find myself tipping the bartender $10-15 on a $5 drink. It quickly became a little excessive. Even if I wasn’t over tipping, I was spending $10-20 of the $100 that I just earned working.
I looked all over the internet to find anything that had ideas for how to budget as a server. Turns out that there isn’t as much as I thought there would be. Apparently not many people are writing about budgeting as a server. Probably because not many of them have one. When you have the opportunity to make that good of money in one weekend, budgeting isn’t necessarily a must.
Then I turned back to Dave Ramsey. Of course, the envelope system.
Here are 9 Steps to Budgeting as a Server (or really any irregular income jobs)
It took me a little while to get into a routine, but once I did, it was a lot faster process. Don’t get discouraged if it takes you an hour the first time you sit down to try to do this. Keep going because I promise that having a ton of extra money is so worth it!