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I have been a server for almost two years now. It is such great money. It is also super convenient to walk out with money immediately after my shift. While the job itself is not my favorite, I continue for the flexible income. The problem I quickly saw was that I wasn’t actually getting a paycheck. I was just walking out with my paycheck every night that I worked. The first month, I was so carefree because I had cash in hand.
The other servers and I love to go out for drinks after work, which quickly became my second problem. On a good night, I find myself tipping the bartender $10-15 on a $5 drink. It quickly became a little excessive. Even if I wasn’t over tipping, I was spending $10-20 of the $100 that I just earned working.
I looked all over the internet to find anything that had ideas for how to budget as a server. Turns out that there isn’t as much as I thought there would be. Apparently not many people are writing about budgeting as a server. Probably because not many of them have an effective system. When you have the opportunity to make that good of money in one weekend, budgeting isn’t necessarily a must.
Then I turned back to Dave Ramsey. Of course, the envelope system.
Here are 9 Steps to Budgeting as a Server (or any irregular income jobs)
It took me a little while to get into a routine, but once I did, it was a lot faster process. Don’t get discouraged if it takes you an hour the first time you sit down to try to do this. Keep going because I promise that having a ton of extra money is so worth it! Soon, it will be an automatic process!