13 Tips to Stay Motivated on a Budget
"I Just Don't Want To...." has been my motto a few different times while paying off my debt. I am going to call it the seasons changing as well…
5 Things I am Adding Back Into The Budget in Baby Step Three
When I first started budgeting, I was clueless as to where my money was going. I was spending money on pretty much anything and everything that I wanted, when…
How I Went On a 2 Day Vacation for $130
As I wrote most of this blog post, I was sitting in a cabin in the middle of no where. I wrote most of this the week before I…
September 2018 Debt Free Progress Report
My Story! If you have been following my story at all, you probably know my story. If not, I tell my story at the beginning of every monthly report for…
Financial Apps I LOVE to save you big!
The app store can be so overwhelming with different apps to try. If you are anything like the average millennial, you love anything that makes your life a little easier!…
5 Things To Prepare for a No Spend Challenge
To prepare is to plan for success! One thing that has helped me tremendously with paying off $15,000 on a $30,000 income was No Spend Months! They may…
14 Things that Waste Money, but I Refuse to Eliminate from my Budget
Lately, I have seen a ton of articles that focus on things you shouldn’t waste money on in your debt free journey. According to these, you should just go cold turkey on everything that is a “waste” of money. There are a ton of things that could be considered a waste of money to one person, but not another. I am all about ways that I can save money. This month, I am in the middle of my #SavvySagittariusNoSpend Challenge. When I am not spending money on anything, it makes it easier to see what I really do waste money on.
This isn’t how I am doing my debt free journey at all. There are still quite a few things that I purchase that are on most of these lists. I am always looking for ways to save money, but there are a few things that I am just not willing to stop “wasting” money on. Because I won’t give them up, I have found a few ways to save some money on these things.
Your debt free journey doesn’t mean you have to be miserable. Continue to enjoy the life you have, but do so responsibly.
The Number One Grocery Shopping Secret to NEVER Going Over Budget Again!
I love to eat. I will be super honest about it too. 90% of my day is spend eating or planning out the next time I am going to…
6 Reasons I Still Waste Money On My Gym Membership
Gym memberships are the biggest fought over piece of financial advice. I have done a ton of reading from other financial blogs and almost EVERY single one of them says…
